Monetra banking that sees ahead

SME banking + AI cash-flow intelligence, in one product.

A founder-first mobile app and a finance-team SaaS dashboard that unify business accounts, corporate cards, invoicing, and a forecasting engine that answers the question every small business asks: "Will we be okay in 90 days?"

iOS
Android
Client's location
Munich, Germany
Brainerhub Team
1 PM
1 Designer
2 Mobile
2 Backend
1 Embedded Advisor
1 QA
Timeline
9 months
Challenges

Insurers needed reliable telematics signals without compromising driver privacy. We designed consent-first data flows and clear explanations of how scores are calculated.

Features overview

Drivers get coaching; insurers get trustworthy risk signals and claims enrichment.

Telematics pipeline

Ingest and normalize device and OEM feeds.

Risk scoring

Explainable models for underwriting teams.

Claims assist

Attach trip context to FNOL workflows.

Garage network

Route maintenance offers to partner workshops.

Insurer console

Portfolio monitoring and cohort experiments.

Telematics pipeline
Risk scoring
Claims assist
Garage network
Insurer console
Telematics pipeline

Telematics pipeline

Ingest and normalize device and OEM feeds.

Risk scoring

Risk scoring

Explainable models for underwriting teams.

Claims assist

Claims assist

Attach trip context to FNOL workflows.

Garage network

Garage network

Route maintenance offers to partner workshops.

Insurer console

Insurer console

Portfolio monitoring and cohort experiments.

Technology stack

Mobile apps on React Native, risk services with Flask/TensorFlow, and Laravel portals on AWS.

React-Native
Laravel
Flask
TensorFlow
AWS
Firebase
Stripe

Proud to be a trusted partner

Insurance innovation only sticks when drivers understand the value exchange.

BrainerHub understood what we wanted Monetra to achieve for small and medium-sized businesses and translated that vision into a powerful digital product. They handled the mobile experience, finance-team dashboard, and AI-driven forecasting capabilities with a strong focus on scalability, usability, and performance. The team was responsive, collaborative, and solution-oriented throughout the project.

Daniel Mitchell
Founder & CEO

Get in touch

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